I created a completely separate page for the chat to load onto.  (in fact I actually used the code from one of the posts in the forums here...heh)

It seems like it would work fine, except I get the following error:

template->_tpl_load_file(): File ./styles/black_pearl/template/mobchat.html does not exist or is empty

I'm not sure what kind of template I'm supposed to create for it.

Any ideas?
You would..